A group of lawmakers in the European Parliament’s economics committee overwhelmingly voted that, from 2016, large depositors in the EU might suffer losses if a bank gets into serious trouble. The plan was similar to the deal for Cyprus, which saw large depositors at Bank of Cyprus and Laiki taking hits.
Under the EU proposal, a bank would dip into large deposits of over €100,000 once it had exhausted other avenues such as shareholders and bondholders. But deposits under €100,000 would be spared.
Deci nu se mai indoieste nimeni ca Ciprul a fost un experiment la scara mica pentru ceea ce vi se pregateste tuturor, in numele lui „too big to fail”. Aparent, bancile sunt prea mari ca sa fie lasate sa falimenteze, dar depozitorii de peste 100.000€ si creditorii si actionarii bancilor (mai putin, evident, ECB) sunt prea mari ca sa fie lasati neatinsi. Huoooo!!!